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Wednesday, September 30, 2009

Cheaper LA California Automobile Insurance: Four Guaranteed Tips


1. You can reduce your LA automobile insurance premium by positioning yourself for a multi-vehicle discount. You can only do otherwise if the total of your premiums across different insurers is lower than what you'll be given with a multi-vehicle discount if you buy from one insurance company. You can find out which will serve you best by first doing a little research before making this decision. But however you look at it, a multi-vehicle discount is one way to get more affordable rates.

2. Having multiple policies with the same insurer as well gets you a reasonable discount. This simply means you should endeavor to purchase your auto insurance policy from the same carrier that underwrites your home owners, medical or LTC insurance policies.

Howbeit, I must stress that you may NOT save as much as you could by switching. It is advised that you get and compare quotes. You'll be certain of the better choice for you after you do this.

3. People who don't make claims for over 3 years usually attract a special discount for it. But don't be alarmed if your insurance agent says that your vehicle insurance carrier doesn't give this discount.

If your insurer is one of the few who don't offer this discount tell them without mincing words that you will move over to another provider. As you well know, every insurance company likes having drivers who remain claims free for these number of years and you shouldn't have any difficulty finding lower rates with many other insurance companies.

Most insurance providers will do everything possible to be certain they don't lose a prized policyholder and this should draw a concession from them.

4. Visit a minimum of five quotes sites. Using a minimum of five quotes sites raise the chances that you'd get cheaper auto insurance quotes. This is because insurers not covered by one site will be covered by the other.

And, you know that because your chances of receiving lower auto insurance quotes is related to the range of quotes you obtain, the more companies you obtain quotes from, the higher your chances will be.

Getting your LA auto insurance quotes online will help you save far more if you invest around 25 minutes to get quotes from a minimum of 5 insurance quotes sites.

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