Los Angeles CA Car Insurance -- Why Ladies Get Cheaper Rates

You might get a number of lawsuits if you tried to discriminate on the basis of sex in many matters. But for a LA California car insurance policy, your gender is a sure advantage if you are a female. However, it's the male folks you get dealt the worse cards in car insurance....

Most rough drivers are men. If someone is taking a risk in the name of "being too good to be caught by that," it's a male driver. It is certainly part of the female nature to take serious physical risks. Every family will naturally frown at lack of grace in their daughter. This helps reduce if not eliminate recklessness where such traits are seen.

Ladies are also less likely to drive for long hours. In a family, it is always the male drivers that take over for long trips.

Women also drive smaller cars. These cost less to maintain. Furthermore, they will also go for vehicles that have better safety features.

These and other factors make insurers favor ladies given similar profiles. However, some insurance companies will consider your gender more than others. What this means is that you'll get better price/value from some insurers than others.

If you want to get an understanding of how your insurance premiums are calculated, read my other articles.

It is good to know what you're spending your money on. Therefore, ask the agent what is included in your policy and what's not.

If you are female and drive alone often, there are addons like breakdown cover that you should give a lot of consideration when choosing your car insurance provider.

Remember, you can take advantage of your profile (Whether you are a man or woman) to make massive savings...

Get Los Angeles auto insurance quotes from quotes sites. Compare the quotes returned and pick the best offer. Visit at least 3 sites. Obtaining and comparing auto insurance quotes from insurance quotes sites will guarantee that you save between a few hundred dollars to a few thousands (depending on your profile, policy and current auto insurance rate).

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