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Sunday, October 4, 2009

Cheapest LA California Auto Insurance -- Savings Tips For Certain Age Ranges


1. We all are aware of the fact that hardly any other age range pays as much for Los Angeles car insurance as those who are below 25 years of age. If you belong to this age range you can get lower rates if you maintain good grades at school.

The good student discount is for those who get A's or not less than B's. This will shave off as much as 5 percent from your rate if you qualify. This is so because insurance providers think there is a correlation between good grades and a young person's behavior while driving. Young drivers with good grades are generally seen as more responsible and less likely to take to recklessness behind wheels.

2. For people who are over 55 years of age, you get a discount after a drivers' refresher course. Passing such a course will make you eligible for discounts of up to ten percent. Discuss with your insurance agent about your provider's stand on this and how to go about it.

3. several companies offer a retiree discount. The obvious logic for this discount is that retired persons usually drive less. This will definitely bring down anybody's mileage.

This discount is certainly not one any retiree should overlook. Do learn more about details from your agent. Even if you don't refer to it as retiree discount, reporting a considerable reduction in mileage is advisable. You are entitled to a reduction in rate if the drop in your mileage is big.

4. You might save some hundreds of dollars by simply getting and evaluating quotes from about five insurance quotes sites. And, it will require just about 25 minutes on the whole.

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