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Wednesday, October 14, 2009

Dirt Cheap Los Angeles Car Insurance -- Four Smart Steps


1. You can lower your LA auto insurance premium by taking advantage of a multi-vehicle discount. You are only advised to do otherwise if the total of your premiums with various insurance carriers is lower than what you'll be given with a multi-vehicle discount if you buy from one insurer. You can ensure you are making the right choice by doing thorough comparison shopping. But if you don't have plans to shop around, you can be sure that you'll still save a bit with a multi-vehicle discount.

2. You will also be eligible for a reasonable discount if you have more than one policy with the same insurance company. That's, for example, if you purchase an auto policy from the very carrier that underwrites your homeowners' insurance.

Nevertheless, I must point out that you may not be saving as much as you could by changing to another insurer. Do some research with quotes sites and also discuss with your insurance agent. When you're done, you'll not be taking a blind leap as you make your choice because you know for sure which saves you more.

3. Staying claims-free will get you a good discount. But don't be surprised if your insurance agent tells you your auto insurance company does not offer this discount.

If your agent tells you that they do NOT give this discount indicate that you might change over to another insurance carrier. Believe it or not, every insurer likes having drivers who stay claims free for these number of years and you shouldn't have any difficulty finding cheaper rates with a number of other insurers.

And, as a matter of fact, your insurance carrier is likely to have a rethink if they notice you're quite serious about leaving.

4. Visit at least five quotes sites. Visiting at least five quotes sites raise the chances that you would obtain better auto insurance quotes. This is because offers not covered by one site will be covered by the other.

Moreover, you should understand that because the likelihood of getting lower auto insurance quotes has to do with the range of quotes you obtain, the more insurers you obtain quotes from, the brighter your chances will be.

Requesting for your LA California auto insurance quotes online will help you save a bundle if you sacrifice just 25 minutes to ask for quotes from not less than five insurance quotes sites.

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